We're Not Tied to One Insurance Company. You Shouldn't Be Either.
As independent retirement educators, we work with a lineup of established insurance carriers — not just one. That means the product we walk you through is picked to fit your goals, not to fit a quota with a single company.
A Captive Agent Sells You What They Have. We Look at What Fits.
An agent who only represents one insurance company can only offer you that company's rates, caps, and terms — even when a different carrier would genuinely serve you better. Working independently across multiple carriers means we can compare real numbers side by side and point you toward the one that actually fits your situation.
A Sample of Who We Work With
We work with more carriers than we can list on one page, including options rated A+ (Superior) by A.M. Best. Below is a sample of our lineup — don't see a name you were expecting? Ask us; there's a good chance we have access to them too.
All guarantees — including interest credited, income riders, and death benefits — are backed solely by the financial strength and claims-paying ability of the issuing insurance company, not by US Retirement Educators. Each carrier's financial strength rating (for example, from A.M. Best) varies and can change over time; ask us for a carrier's current rating, or check directly with the rating agency, before making a decision. Inclusion on this list is not an endorsement or ranking of one carrier over another, and product availability, rates, and terms vary by carrier, product, and state.
Want to See Which Carrier Fits Your Situation?
Take our free risk assessment, or book a call directly — we'll walk you through which of these carriers' products actually line up with what you're trying to do.
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